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HomeGoods Payment Methods

A HomeGoods store.

HomeGoods is a big-box discount store that sells furniture, appliances, containers, and other household goods. Its merchandise includes pillows, food processors, vacuum cleaners, lamps, and toasters. It also sells some food products such as coffee, cupcakes, and popcorn, although it’s more like a department store than a grocery store. This is an off-price store that sells brand-name household products at very low prices so it’s popular with shoppers who are looking for bargains.

You’ll see products at HomeGoods that cost much more at other department stores, but this business model requires a few trade-offs. You might want to visit a traditional department store if you’re looking for a specific brand-name product. But if your main goal is saving money on home furnishings and appliances then you might want to visit this store. Here’s how you can pay for your purchase at HomeGoods.

Does HomeGoods Accept Major Credit Cards?

HomeGoods accepts Visa, Mastercard, American Express, and Discover cards. It accepts both debit cards and credit cards. And it also accepts cash.

Does HomeGoods Accept Mobile Payment Methods?

HomeGoods accepts Apple Pay, Google Pay, Samsung Pay, and other contactless payment methods for in-store purchases. I confirmed this information by looking up the Apple Maps profiles of several of its stores in my area.

HomeGoods also has mobile rewards apps for the iPhone and Android phones and it also accepts PayPal for online orders. It launched an online store in 2021.

Does HomeGoods Accept International Payment Methods?

It’s very likely that HomeGoods can accept JCB and UnionPay cards by processing them through the Discover network. It’s also likely that it can accept RuPay global cards by using the same process.

Does HomeGoods Accept EBT?

HomeGoods doesn’t accept EBT. Retailers need to sell a significant amount of groceries to accept this payment method. While HomeGoods sells some food products, it isn’t a grocery store and it might not sell enough groceries to qualify as an EBT merchant. If you’re looking for an alternative, Big Lots accepts EBT.

Does HomeGoods Accept Buy Now, Pay Later?

HomeGoods accepts Zip and Sezzle as well as PayPal credit. It doesn’t accept Afterpay, Affirm, or Klarna, though.

Does HomeGoods Have Its Own Payment Methods?

HomeGoods has branded gift cards and you can use these gift cards to make purchases on its mobile apps as well. Its store credit card is the TJX Rewards credit card. TJX is the parent company of TJ Maxx, HomeGoods, and Marshalls and you can use branded gift cards from any TJX store to shop at other TJX stores.

HomeGoods also supports split payment so you can use a gift card and a credit card for a single purchase there, and you can also use multiple gift cards for the same purchase.

What’s Another Useful Fact About HomeGoods?

HomeGoods also stocks seasonal products such as Halloween decorations. Some of these products might still be available when other stores aren’t selling Halloween items.

What Are HomeGoods Alternatives That Accept Apple Pay?

Big Lots is a big-box discount store that sells many products for the home such as vacuum cleaners and furniture. It also sells groceries.

Ross is a discount department store that sells clothing and other products at low prices. You also have to visit its stores to see what they have in stock.

dd’s DISCOUNTS is a discount department store that sells clothing at very low prices. It also sells other products such as toys and DVDs.

Burlington is a discount department store that’s known for its coats. It primarily sells clothing but it also stocks some household goods.

Hallmark Gold Crown gift shops sell Hallmark’s famous greeting cards as well as household decorations and holiday gifts. These specialized stores don’t sell other products such as vacuum cleaners, though.

Family Dollar is a variety store that stocks groceries, household products, holiday decorations, and many other things.

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