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Family Dollar Payment Methods

The front of a Family Dollar discount store.

Family Dollar is a discount variety store that sells products such as toys, furniture, and clothing. It also sells food products such as beef jerky, candy, soda, and other snacks. And it also sells household decorations for holidays such as Halloween, Christmas, and Valentine’s Day and is known as one of the most affordable places to pick up decorations for the holidays. Its seasonal merchandise isn’t always available, though.

Family Dollar isn’t a traditional dollar store and some of the products it sells, such as furniture, cost more than a dollar. But it still sells a wide variety of products for very low prices. It’s owned by Dollar Tree, another discount variety store, so there are also Dollar Tree/Family Dollar co-branded stores in some locations that sell even more merchandise. Here are the payment methods you can use at Family Dollar.

Does Family Dollar Accept Major Credit Cards?

Family Dollar accepts Visa, Mastercard, American Express, and Discover cards. It accepts both credit cards and debit cards. It also accepts cash and you can also visit its stores to reload prepaid debit cards with cash, which is noteworthy. It accepts checks as well but may use a third-party check verification service such as Telecheck to decide whether to accept them.

Does Family Dollar Accept Mobile Payment Methods?

Family Dollar accepts Apple Pay, Samsung Pay, and Google Pay for in-store purchases. In 2020, the retailer announced that it had upgraded its point-of-sale terminals to accept contactless payments.

Family Dollar also has iPhone and Android apps where you can obtain digital coupons that give you discounts on purchases at its stores. It accepts PayPal at its online store as well.

Family Dollar's accepted payment methods sign.
Photo: Eric Novinson/This Is Accounting Automation

Does Family Dollar Accept International Payment Methods?

It’s likely that Family Dollar can accept JCB and UnionPay cards by processing them through the Discover network. Because this discount store accepts Discover, it can also accept RuPay global cards.

Does Family Dollar Accept EBT?

Family Dollar accepts EBT for in-store purchases of qualifying items such as groceries and packaged food. Its stores also sell cleaning products, cosmetics, and other items that you can’t buy with this payment method. Other variety stores that sell groceries usually accept EBT as well and the same purchase restrictions apply at those stores.

Family Dollar doesn’t accept EBT for online purchases. It’s not a member of the SNAP online purchasing pilot program. If you’re looking for an alternative, some discount grocery stores such as Aldi and Food 4 Less have signed up for this program.

Does Family Dollar Accept BNPL?

Since Family Dollar accepts PayPal for online orders, you can use PayPal’s BNPL financing service there. This store doesn’t accept Klarna, Affirm, Afterpay, Zip, or Sezzle, though.

Does Family Dollar Offer Other Payment Methods?

Family Dollar sells branded gift cards and like other variety stores and grocery stores its stores also have display racks that sell gift cards from independently owned retail stores and restaurants.

What’s Another Useful Fact About Family Dollar?

Family Dollar sells a wide variety of products. Its stores also stock greeting cards, trash bags, and batteries. While many of these products are also available at grocery stores, Family Dollar may sell them for lower prices.

What Are Family Dollar Alternatives That Accept Apple Pay?

Grocery Outlet is a discount grocery store. It sells brand-name groceries from major manufacturers but its stock varies based on what’s currently available.

Aldi is a discount grocery store that primarily sells private-label food products. It also stocks some other merchandise as well.

Food 4 Less is a no-frills warehouse-style discount grocery store. Its merchandise includes Kroger’s private-label products.

Five Below is a variety store that sells many of its products for $5. Family Dollar doesn’t use a fixed price point for its products and some of them are more expensive than others.

Big Lots operates large discount stores that sell a variety of merchandise, including furniture and other items that cost much more than a dollar. Of course, Family Dollar does this too.

99 Cents Only Stores operates more like a traditional dollar store, but it has had to increase its prices because of inflation.

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