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McDonald’s Payment Methods

The front side of a McDonald's restaurant.

McDonald’s is the most prominent fast-food burger restaurant in the United States. Its brand is so well known that it’s globally recognized as a symbol of US culture. This restaurant is known for its burgers, french fries, and milkshakes, but it has a fairly large menu and it serves many other entrees as well. These entrees include chicken and fish sandwiches. Additionally, McDonald’s has a full breakfast menu. It doesn’t serve onion rings, though.

Stand-alone McDonald’s restaurants typically have drive-thru lanes and are often open late at night. Some of them are 24-hour restaurants. Additionally, McDonald’s is a very large restaurant chain so it also has locations in out-of-the-way truck stops and remote areas. While this restaurant has affordable prices like other quick-service restaurants, you might still want to know how you can pay for your meal there. Here are the payment methods you can use at McDonald’s.

Does McDonald’s Accept Major Credit Cards?

McDonald’s accepts Visa, Discover, Mastercard, and American Express. It also accepts both debit cards and credit cards.

McDonald’s also accepts cash at its restaurants. And since it uses third-party food delivery services to deliver meals to its customers, you can also use cash to pay for delivery orders from McDonald’s. You just have to select a delivery service that accepts cash on delivery as a payment method.

Many McDonald’s restaurants will not accept $50 and $100 bills, though, and these restaurants often have signs that tell customers about their cash acceptance policies. Some locations may still accept large bills but this also depends on whether they have change available.

Does McDonald’s Accept Mobile Payment Methods?

McDonald’s accepts Apple Pay, Google Pay, Samsung Pay, and other contactless payment methods for in-store purchases. This includes drive-thru orders.

This restaurant also has an iPhone app and an Android app that support pickup and delivery orders and you can also get special deals by using its apps. Its mobile apps accept Apple Pay, Google Pay, and PayPal and there may also be additional deals available when you use specific mobile payment options.

Does McDonald’s Accept International Payment Methods?

It’s likely that McDonald’s restaurants in the US can accept JCB cards and UnionPay cards by processing them through the Discover network. It’s also likely that these restaurants can accept RuPay global cards by using the same process.

Does McDonald’s Accept EBT?

McDonald’s accepts EBT at many of its restaurants in Southern California but not all of them. I checked the lists of Restaurant Meals program participants in Los Angeles, San Bernardino, San Diego, Kern, Orange, and Ventura counties and saw many McDonald’s restaurants on those lists. But there weren’t any McDonald’s restaurants on the Restaurant Meals program list for Santa Barbara County. Individual restaurants have to sign up for the Restaurant Meals program to accept EBT.

McDonald’s doesn’t accept EBT for online orders, so you can only use this form of payment if you visit its restaurants in person. That’s normal for restaurants, though.

Does McDonald’s Offer Its Own Payment Methods?

McDonald’s has its own branded gift card, the Arch Card. It also sells these gift cards in bulk, in case you’re looking for a holiday gift for your employees.

What’s Another Useful Fact About McDonald’s?

McDonald’s also sells several kinds of smoothies. This is noteworthy because other quick-service burger restaurants typically don’t serve smoothies and smoothie shops usually don’t sell burgers.

What McDonald’s Alternatives Accept Apple Pay?

Burger King is often considered McDonald’s main competitor. While it’s known for its Whopper burgers, it also serves other types of sandwiches and it has a breakfast menu as well.

Carl’s Jr is another popular fast-food burger restaurant. Some of its restaurants are co-branded Green Burrito restaurants, so you can order Mexican entrees there in addition to burgers and fries.

Jack in the Box is another major fast-food restaurant. It serves hamburgers and chicken sandwiches along with sides like french fries and soft drinks. Its menu includes a few items that aren’t commonly found at other fast-food burger restaurants such as egg rolls and churros. Its restaurants are frequently open 24 hours as well.

Wendy’s is a fast-food restaurant that’s known for its square burger patties. It also serves chili. And its restaurants usually have drive-thru lanes as well.

Original Tommy’s serves chili dogs, chili burgers, and other chili entrees. It also has many restaurants in Southern California and they’re often open 24 hours.

Fosters Freeze also serves burgers, fries, and other types of sandwiches and it operates restaurants throughout California. These restaurants typically don’t have drive-thru lanes, unlike McDonald’s restaurants.

In-N-Out serves burgers, fries, and milkshakes but it doesn’t serve many of the other entrees that are available at McDonald’s. For example, it doesn’t have a breakfast menu.

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