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Insomnia Cookies Payment Methods

The front of an Insomnia Cookies bakery.

Insomnia Cookies is a bakery that stays open late. It will also deliver cookies to your house or apartment late at night. In fact, it will still deliver cookies after bars in Southern California are closed. The bars close at 2 AM but this bakery delivers cookies until 3 AM. The concept is that you can go to Insomnia Cookies late at night to get a snack when other restaurants are closed. This bakery also serves milk and it has vegan cookies as well.

Because of its late-night hours, Insomnia Cookies is very popular with students and many of its locations are close to universities or colleges. Insomnia Cookies operates relatively large bakeries that have outdoor dining areas, so these bakeries have enough space to feed lots of students. That setup also shows that this company sells lots of cookies because real estate near universities is often expensive. Anyway, here are the payment methods that you can use at Insomnia Cookies.

Does Insomnia Cookies Accept Major Credit Cards?

Insomnia Cookies accepts Visa, Mastercard, American Express, and Discover cards. It accepts debit cards and credit cards.

Insomnia Cookies also accepts cash, although a few of its bakeries might not accept this payment method.

Does Insomnia Cookies Accept Mobile Payment Methods?

Insomnia Cookies accepts Apple Pay, Google Pay, Samsung Pay, and other contactless payment methods for in-store purchases at its bakeries. I confirmed this information by looking up the Apple Maps profiles of its locations in my area.

This bakery also has both an iPhone app and an Android app. That’s important because many people order food deliveries with their smartphones and this bakery has a lot of delivery customers.

Does Insomnia Cookies Accept International Payment Methods?

Insomnia Cookies accepts JCB and UnionPay cards. Since it accepts these international cards, it’s very likely that it can accept RuPay global cards as well.

Does Insomnia Cookies Accept EBT?

Insomnia Cookies doesn’t accept EBT at its Southern California bakeries. I checked the lists of restaurants that participate in the Restaurant Meals program in Santa Barbara, Los Angeles, and San Diego counties and didn’t see Insomnia Cookies on those lists. Restaurants need to sign up for that program to accept EBT as a payment method. This isn’t too surprising because other cookie shops and bakeries typically don’t accept EBT as a payment method either.

Does Insomnia Cookies Accept Other Payment Methods?

Insomnia Cookies sells gift cards for its bakeries and it also operates a merchandise shop that has its own gift cards. You can’t use the merchandise shop gift cards at the bakery.

What’s Another Useful Fact About Insomnia Cookies?

Insomnia Cookies also sells brownies. Other cookie bakeries may have brownies available as well.

What Are Alternatives to Insomnia Cookies That Accept Apple Pay?

Crumbl Cookies is the main competitor of Insomnia Cookies. It’s also a specialized cookie bakery that stays open late and delivers cookies to its customers.

Mrs. Fields is a bakery that serves brownies and cookies. Many of its bakeries are inside indoor malls, and malls aren’t always open late at night.

Yum Yum Donuts is a regional donut shop that has a lot of locations in the Los Angeles area. It also serves sandwiches and its stores are typically open 24 hours.

Nothing Bundt Cakes is a bakery that specializes in bundt cakes. It doesn’t sell cookies but it does sell small, snack-sized bundt cakes as well as large ones.

Starbucks is a coffee shop and cafe that also serves baked goods. There are a lot of Starbucks cafes and some of them close earlier than others.

The Coffee Bean and Tea Leaf is a cafe that also serves baked goods in addition to coffee and tea. It doesn’t stay open as late as Insomnia Cookies does, though.

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