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Home Depot Payment Methods

A Home Depot store.

If you’re planning a major home improvement project, you might want to visit The Home Depot, or Home Depot in short. Home Depot operates large warehouse stores that sell appliances, tools, light bulbs, and many other things including ornamental plants and lawnmowers. You can also buy building supplies such as tiles, concrete, and pipes at its stores.

Some of these products are expensive so a large purchase at this store might require additional financing. You might also want to know that Home Depot’s stores have self-checkouts and you don’t need a membership to shop there. Anyway, here are the payment methods you can use at Home Depot.

Does Home Depot Accept Major Credit Cards?

Home Depot accepts Mastercard, Visa, American Express, and Discover cards. It accepts both debit cards and credit cards. It also accepts personal checks, which is worth mentioning because many stores have stopped accepting checks.

Home Depot accepts cash and it accepts $50 and $100 bills as well. Its self-checkout machines also accept $50 and $100 bills. Cashiers may prefer that you pay at the self-checkout if you’re using large bills so they can keep enough small bills on hand to give out in change to other customers. This advice also applies at supermarkets and other stores that have self-checkout machines that accept large bills.

Does Home Depot Accept Mobile Payment Methods?

Home Depot doesn’t accept Apple Pay, Google Pay, Samsung Pay, or other contactless payment options for in-store purchases. I confirmed this by looking up the Apple Maps profiles of its stores in my area. While Home Depot was one of the first stores to accept contactless payments, it stopped supporting them soon afterward after it entered into an exclusivity agreement with PayPal. Some Home Depot stores have stopped accepting PayPal for in-store purchases but you can still use PayPal to shop online there.

Home Depot also has iPhone and Android apps. These are sophisticated apps with extra features. For example, you can take a picture of a product and use the apps to find it in the store. And you can also use these apps to locate specific products inside a store. Again, Home Depot operates large warehouse stores so you might need this feature. You can also use gift cards as a payment method if you shop with this store’s apps.

Does Home Depot Accept International Payment Methods?

It’s likely that Home Depot can accept JCB, UnionPay, and RuPay global cards by processing them through the Discover network.

Does Home Depot Accept Buy Now, Pay Later?

You can use the BNPL apps Klarna, Zip, Sezzle, and Affirm to shop online at Home Depot’s website as well. And since this store accepts PayPal for online orders you can also use PayPal to make BNPL purchases there.

Does Home Depot Have Its Own Payment Methods?

Home Depot sells gift cards and it also has a few types of store credit cards. Like other hardware stores that sell products to contractors, this store has additional financing options for contractors and these options include specialized credit cards.

Home Depot also allows you to split payments on in-store purchases so you can use the full value of a gift card there. You can also use multiple gift cards in the same transaction there.

What’s Another Useful Fact About Home Depot?

Home Depot also sells seasonal products such as Christmas trees and decorative lights.

What Are Alternatives to Home Depot That Accept Apple Pay?

Ace Hardware stores are independent members of a cooperative association. These stores can decide what to stock and may sell products that aren’t available at other hardware stores.

Do-it Center hardware stores are also operated independently. They can also decide to stock specialty products such as groceries or farming supplies that aren’t sold at other hardware stores.

Sherwin-Williams operates stores that sell paint. Like Home Depot, many of its customers are contractors. You can also buy Sherwin-Williams paint at other hardware stores.

Harbor Freight also operates large hardware stores. It’s known for having lower prices than other hardware stores.

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